A short, private check-in using the Consumer Financial Protection Bureau's Financial Well-Being Scale. Takes about 3 minutes.
How you feel about your financial security and freedom of choice — today and looking ahead. There are no right or wrong answers, and this isn't graded on your score.
You'll answer 10 statements, then get your Financial Well-Being score (0–100) and personalized next steps.
Your responses stay in your browser. Nothing is sent anywhere. If you need a record of your results — for a course, a coaching session, or your own reference — use the “Save as PDF / Print” button on the results screen.
This activity uses the CFPB Financial Well-Being Scale, a free, validated, public-domain measure of financial well-being developed by the U.S. Consumer Financial Protection Bureau (2015, 2017). The 10 items, response options, and scoring tables come directly from the CFPB's published scoring guide.
The activity was built by Andrea Pellegrini to be embedded in Canvas courses, orientation modules, or other educational experiences. The call-to-action points to the University of Illinois System's Student Money Management Center, but the underlying scale, scoring, and interpretation are the CFPB's work — not SMMC's.
To embed in your own course or site: use an iframe pointing at this page. On mobile, a plain link often works better than an iframe.
<iframe src="https://andreapellegrini.info/cfpb-financial-wellbeing-scale.html"
width="100%" height="100vh" style="min-height:600px; border:0;">
</iframe>
The CFPB uses different scoring tables for adults 18–61 vs. 62+, because responses tend to differ across those groups. Pick one:
Pick the option that best describes you for each one.
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The CFPB defines financial well-being as the extent to which your financial situation and financial capability give you security and freedom of choice, both now and in the future. It's a snapshot of how you feel — not a credit score, not a measure of income, and not a judgment. Within any band, individual circumstances vary widely.
Score computed using the CFPB Financial Well-Being Scale standard 10-item version, self-administered scoring table. Source: Consumer Financial Protection Bureau (2015, 2017). CFPB Financial Well-Being Scale. Public domain. consumerfinance.gov/consumer-tools/financial-well-being. SMMC service descriptions and links from studentmoney.uillinois.edu.